Qard-e-Hasana Program
Empowering communities through interest-free loans for those in need.
About Qard-e-Hasana
Learn about our interest-free loan program and how it supports our community.
Qard-e-Hasana is an interest-free loan. The amount we lend you, you repay in installments exactly as borrowed, with no additional fees or service charges. However, you may voluntarily contribute extra if you wish, with no obligation.
‘Who is it that would loan Allah a goodly loan so He may multiply it for him many times over? And for him is a noble reward.’ - [Surah Al-Hadid: 11] Hazrat Anas Ibn Malik (RA) said, ‘The Messenger of Allah (SAW) said, On the night of Mi'raj, I saw written on a gate of Jannah: Charity brings tenfold reward, and a loan brings eighteenfold. I asked, O Jibreel! Why is a loan better than charity? He replied, Because a beggar may ask even when he has wealth, but a borrower seeks a loan only out of need.’ - [Ibn Majah: 2431]
Self-reliant individuals in our community deposit funds into our program based on their willingness and capacity. From these funds, we provide loans to suitable applicants, subject to availability. Residents of Koladi village can apply by filling out our form or speaking with our representatives. We review applications and disburse loans within 2-3 days.
Currently, we have started this program in Ghonshyampur village. Anyone meeting the following conditions can apply for a loan: - Must be a permanent resident of Ghonshyampur village. - Must provide two male guarantors with their signatures at the time of loan application. - Must sincerely oppose interest and pledge not to engage in interest-based transactions in the future.
Many face sudden crises and cannot secure funds despite seeking help. They are often forced to turn to interest-based NGOs or moneylenders. Our primary goal is to protect these individuals from interest. Additionally, we provide loans for small business startups, home repairs, rickshaw or van repairs/purchases, sewing machine purchases, fertilizer/seed purchases for land, irrigation, education or medical expenses for children, daughters’ weddings, and other essential needs. Even financially stable individuals can apply for a loan in times of sudden need.
This is an interest-free microloan aimed at marginalized poor communities and those in crisis. Generally, the maximum loan amount is 5,000 BDT. Loans can be repaid in weekly or monthly installments over 2-3 months. If a borrower cannot repay within the specified period, no additional charges will be applied, and the repayment period can be extended. However, the borrower must inform our representatives in advance.
An-Nahutain Foundation is a non-profit, non-political, service-oriented organization. Inspired by Surah Al-Hadid, verse 11, and Surah Al-Fatiha, verse 5, we strive to distribute a portion of Allah’s blessings to others in society. Through this, we aim to stand by each other’s needs, collectively building a beautiful and harmonious society, following the Quran and Sunnah, solely for the pleasure of Allah.